Xero Pricing Plans Compared – Ignite vs. Grow vs. Comprehensive vs. Ultimate (UK, Australia, NZ) V2

Quick Summary

Xero now offers four pricing plans—Ignite, Grow, Comprehensive, and Ultimate. Below is a quick breakdown of features, pricing, and who each plan is best for.


Xero Pricing & Feature Breakdown

PlanPriceKey FeaturesBest For
Ignite£16/month20 invoices & 10 bills, bank reconciliationFreelancers & startups
Grow£33/monthUnlimited invoices & bills, bulk reconciliationSmall businesses
Comprehensive£47/monthMulti-currency, payroll for up to 5Growing businesses
Ultimate£59/monthPayroll for up to 10, business analyticsLarger businesses

Which Xero Plan Should You Choose?

  • Freelancers & startups: Choose Ignite if you don’t send many invoices.
  • Small businesses: Go with Grow to remove invoice limits.
  • Growing businesses: Comprehensive includes multi-currency and payroll.
  • Larger businesses: Ultimate provides payroll & advanced analytics.

Final Thoughts

Choosing the right Xero plan depends on your business size, transaction volume, and payroll needs:

  • Freelancers & startups: Ignite is budget-friendly but limited.
  • Small businesses: Grow removes invoice limits and is a great all-rounder.
  • Growing & international businesses: Comprehensive adds payroll & multi-currency support.
  • Larger businesses: Ultimate is best for teams needing payroll for up to 10 people.

Still unsure? Take advantage of Xero’s free trial to test the features before committing.

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